Supplemental
Health and Life
Medicare vs. Supplemental Health and Life Insurance: What’s the Difference?
When it comes to protecting your health and finances after age 65, there are several insurance options available. And while it may be confusing to know which option is best for you, Cigna Healthcare® is here to help guide you along the way.
The most well-known option is Medicare, a federal health plan that provides health insurance coverage to those age 65 and older or younger people with certain disabilities or illnesses.
Medicare offers several different coverage options, including Original Medicare (Parts A and B), Medicare Advantage plans (Part C), Medicare Supplement plans and Prescription Drug plans (Part D). Each provides different types of health coverage, financial protection and benefits. No matter which type of Medicare coverage you choose, you may still want to consider extra protection to cover additional areas of your life and future. This is where Supplemental Health and Life Insurance can help.
What is Supplemental Health and Life Insurance?
Supplemental Health and Life Insurance provides added financial security that works in addition to Medicare. These products do not replace your Medicare coverage but can help you cover unexpected expenses that Medicare may not cover.
Supplemental Health and Life Insurance is available to those who are eligible for Medicare and offers options like:
- Hospital care insurance
- Critical illness insurance
- Accidental injury insurance
- Lump sum heart attack and stroke insurance
- Lump sum cancer insurance
- Cancer treatment insurance
- Whole life insurance
- All benefits are paid directly to you, and you use the benefit however you want.
- Your costs do not increase due to age or health conditions.
- The added coverage of these plans will help pay out-of-pocket costs not covered by most major medical insurance plans.
- There are policy options with coverage and costs to fit various needs.
Cigna Healthcare is here to help you find the right coverage for your needs so you can enjoy more financial protection and peace of mind. You can count on our team to answer your questions and get you enrolled in the coverage that fits you best. Call us at 1 (877) 411-7590 (TTY 711) 7 days a week, 8 a.m. to 8 p.m., Local Time to learn more.
For more information about your Supplemental Health and Life Insurance options, visit https://www.cigna.com/individuals-families/shop-plans/plans-through-employer/supplemental-health-plans.
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