Types of Medicare Plans
Explore the different types of Medicare plans available and determine which one may work best for you.
Understanding the A, B, C and Ds of Medicare
Overall, Medicare consists of four parts:
- Part A: Hospital insurance
- Part B: Medical insurance
- Part C: Medicare Advantage
- Part D: Prescription Drug Coverage
Note: Parts A and B are also known as Original Medicare, which only covers about 80% of your medical care.
Depending on which part(s) you choose, you may need additional coverage to fill in the gaps. To avoid unexpected costs, you’ll want to enroll in the right plan for your needs.
What are the Different Types of Medicare Plans?
Explore the different parts and options available.
What is Medicare Part A
(hospital insurance)?
Medicare Part A covers hospital inpatient care, skilled nursing facility care, hospice care and home health care. It is part of Original Medicare and is often combined with Medicare Part B (medical insurance).
What is Medicare Part B
(medical insurance)?
Medicare Part B covers any care that is medically necessary, like outpatient care, doctor visits, preventive care and other services. It is part of Original Medicare and is often combined with Medicare Part A (hospital insurance).
What is Medicare Part C
(Medicare Advantage)?
Part C is also known as Medicare Advantage. These plans are provided through private health care insurance companies and include Original Medicare (Part A and Part B combined) coverage with prescription drug coverage and additional benefits—like vision, dental or hearing.
What is Medicare Part D
(prescription drug coverage)?
Medicare Part D Prescription Drug plans are part of the government’s Medicare program, but they’re offered and managed through approved private insurers, like Cigna HealthcareSM. These plans help lower the cost of prescription drugs.
What is Medicare
Supplement Insurance?
Medicare Supplement Insurance, also known as Medigap, is private health insurance that adds on to Original Medicare (Parts A and B combined) and helps cover some of the costs Original Medicare doesn’t pay.
What’s the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage and Medicare Supplement insurance policies are two different types of Medicare coverage. Discover the similarities and differences and find out which may be better for you.
Explore articles related to your Medicare journey
What is Medicare?
Understand what Medicare is, how it works and what you need to know to find the plan that's right for you.
Types of Medicare Plans
Explore the many different Medicare plan options so you can be ready to enroll in the plan that's right for you.
Choosing a Medicare Plan
No matter your needs or budget, Cigna Healthcare offers a wide range of plan options to choose from.
